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One-time Social Insurance withdrawal for foreigners in Vietnam

terra handles your entire one-time Social Insurance withdrawal through a legal authorization you sign to our specialists. terra prepares every document correctly, so your application is not rejected for missing or incorrect papers. terra works directly with the Social Insurance authority on your behalf, with support in Vietnamese, English and Japanese.

terra, operated by Vina Payroll Outsourcing (VPO) and part of the I-GLOCAL Group, supports foreigners leaving Vietnam with one-time Social Insurance claims through legal authorization, managing everything from document preparation to final approval.

Check your eligibility for free See the process
20+Years of experience
with I-GLOCAL Group
100+Successful Social Insurance withdrawals (terra, 2026)
3Languages
Vietnamese, English, Japanese
ISO/IEC
27001:2022Data security

Are you eligible for a one-time Social Insurance withdrawal?

Question 1 / 6

Have you terminated your employment contract in Vietnam?

This tool is for reference only. Final eligibility is determined by the Vietnam Social Insurance authority and depends on your actual documents.

Who uses terra's one-time Social Insurance service?

Foreign professional in an office claiming one-time Social Insurance in Vietnam

Experts with an expired work permit

  • Engineers, managers and technical experts finishing a project or reaching the end of their work permit.
  • Preparing to leave Vietnam and wanting to reclaim their Social Insurance benefit.
Foreigner leaving Vietnam with luggage, one-time Social Insurance withdrawal

Workers who have already returned home

  • Left Vietnam anywhere from a few months to a few years ago.
  • The best time to apply is before leaving Vietnam. After that, paperwork may take longer and delay your claim.
terra team supporting a foreigner with Social Insurance in Vietnam

Those about to resign or relocate

  • Currently working in Vietnam but about to leave or move to another country.
  • Want to complete their Social Insurance claim before leaving Vietnam.

Estimate the Social Insurance amount you can withdraw

Enter two details to see your estimated net amount after terra's all-inclusive fee.

Estimate per Article 70, Law on Social Insurance 2024 (No. 41/2024/QH15) and Circular 12/2025/TT-BNV: 2 × average monthly Social Insurance salary × years contributed. The Social Insurance salary is capped at 20× the reference wage. For reference only.

Estimated net amount (after terra fee)
0 VND

    Note: Check the information carefully before confirming and sending to terra.

    The one-time Social Insurance withdrawal process at terra

    Four clear steps. Average total time of 4 to 6 weeks from receiving a complete file.

    1
    1 to 3 days

    Eligibility consultation and document review

    What you do: Contact us through the form and provide basic details: time worked in Vietnam, contract type and your Social Insurance book (if available).

    What terra does: Assess eligibility under the Social Insurance Law, review your existing documents, and quote the service fee and estimated benefit. The consultation is free, with no obligation to continue.

    2
    1 to 2 weeks

    Document preparation and legal authorization

    What you do: Provide your passport, work permit and contract termination decision. Sign the authorization letter. We strongly recommend signing it in Vietnam before you leave; if you are already abroad, notarize it at a Vietnamese embassy or consulate.

    What terra does: Provide the standard authorization template in three languages, guide notarization, complete the file and prepare the declaration on the Social Insurance form.

    3
    2 to 3 weeks

    Filing and liaising with the Social Insurance authority on your behalf

    What you do: Follow updates by email. Respond if the Social Insurance authority requests additional information.

    What terra does: Our experts file directly at the Social Insurance office, provide clarifications if needed and monitor the application until a decision is issued.

    4
    1 week

    Track the outcome and receive your Social Insurance payment

    What you do: Provide the receiving account details (Vietnamese bank or a supported foreign bank).

    What terra does: Confirm the Social Insurance payment reaches the correct account, send the receipt and complete the engagement.

    How terra reduces your Social Insurance risk

    Claiming Social Insurance from abroad means knowing the law, getting the documents right and dealing directly with the authority. terra handles all of it for you, and the earlier you start, ideally before leaving Vietnam, the smoother and more certain the claim.

    Compliant and correctly documented

    terra specialists stay current with the Law on Social Insurance 2024 (No. 41/2024/QH15) and its guiding regulations, preparing the application correctly from the beginning to avoid rejections.

    You authorize terra to act for you

    You sign a legal authorization and terra specialists file and liaise with the Social Insurance authority for you, so you never work with the authority directly.

    By legal authorization

    Clear, transparent pricing

    We charge only after the Social Insurance is successfully transferred to your account. The contract clearly sets out the service fee, with no hidden costs.

    No upfront fees

    Multilingual support

    A team supporting Vietnamese, English and Japanese. The authorization template and all documents are ready in three languages, suited to professionals from Japan, Korea, Europe and the Americas.

    3 languages: Vietnamese, English and Japanese

    Frequently asked questions

    terra strongly advises completing the procedure while you are still in Vietnam. Claiming after you have left is still possible in many cases, but the file goes through extra layers of paperwork: the authorization must be notarized at a Vietnamese embassy or consulate, consultation and follow up take significantly longer, and some cases cannot be claimed at all. Handling it before you leave secures a successful claim and keeps both time and service costs at their best. terra reviews your situation and confirms whether you qualify before you commit.
    The main documents: passport (notarized copy), an expired work permit or contract termination decision, your Social Insurance book, and a valid authorization letter to terra. Additional documents may be required depending on your situation. terra will guide you in detail after the eligibility consultation.
    The actual total time from when terra receives a complete file to when the Social Insurance is paid into your account is usually 4 to 6 weeks, depending on the Social Insurance authority's processing. terra provides regular status updates by email.
    The service fee is 10% of the total Social Insurance amount withdrawn, with a minimum of VND 15 million. If you are not eligible to withdraw, terra charges only a file processing fee of VND 10 million. We commit to no hidden costs.
    Get a fee quote for your case
    terra has a team of experts supporting Vietnamese, English and Japanese. Every stage of the process, from consultation and contract signing to progress updates, can be done in the language you choose.
    No. A one-time Social Insurance withdrawal is a personal financial benefit and does not affect your visa or work permit if you return to work in Vietnam in the future. However, if you return and contribute again, you start a new contribution period from zero.
    terra commits to charging the service fee only after the Social Insurance is successfully transferred to the client's account. If the application is rejected because the eligibility requirements are not met, terra charges only a file processing fee of VND 10 million as committed in the contract.Service contract commitment
    terra provides a standard authorization template. You sign and notarize it at the Vietnamese embassy in the country where you currently live, or notarize it in Vietnam before leaving. The authorization template is available in Vietnamese, English and Japanese.

    Let terra experts assess your Social Insurance case

    Fill in your details for a free consultation. A terra specialist replies within one business day with an eligibility assessment and estimated benefit.

    Free consultation, no obligation
    Eligibility assessment under the latest Social Insurance Law
    Support in Vietnamese, English and Japanese
    Response within one business day
    Contact us directly
    Ho Chi Minh City office:+84 28 7102 0608 ext 101
    Hanoi office:+84 28 7102 0608 ext 201
    Email:info@vina-payroll.com

    Request a free consultation

      Note: Check the information carefully before confirming and sending to terra.

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